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Finance

Finance

Equipment Finance

HOP’s Equipment Finance solution helps MSMEs, contractors, healthcare providers, schools, and other enterprises acquire essential machinery, vehicles, and operational tools through flexible, structured payment plans.

    • Lease-to-own and flexible purchase structures
    • Financing for industrial equipment, kitchen setups, school assets, vehicles, med-tech, and more
    • Bundled options with sourcing, delivery, and installation
    • Affordable monthly repayments aligned to your revenue cycles
    • Embedded insurance and maintenance option

Pre-Performance Finance

Secure capital to fulfill your contract—even before the first delivery. Pre-performance financing from HOP ensures that MSMEs and AGPO suppliers can confidently take on new tenders, contracts, or purchase orders—even when working capital is limited. We provide upfront funds to cover procurement, logistics, and early-stage execution—giving you the muscle to fulfill obligations without financial stress.  We Finance:

  • LPOs and contract awards
  • Tender execution costs (e.g., purchase of goods, logistics, setup)
  • Government and corporate supply contracts
  • AGPO/Youth/Women/SME contracts

Post-Performance Finance

Get paid faster—without waiting for client disbursement cycles.Post-performance financing gives businesses immediate access to funds once goods or services are delivered—without waiting 30, 60, or 90 days for buyer payments. We purchase your receivables or offer bridge finance to stabilize your cash flow and keep operations running. We Offer:

  • Invoice discounting and factoring
  • Receivables assignment and buy-back
  • Flexible repayment terms based on contract maturity
  • Ideal for suppliers to government, corporates, and NGOs

Supply Chain Finance

We unlock working capital where it’s needed most—across suppliers, buyers, and the entire value chain. We help you reduce payment friction, shorten cash cycles, and deliver on contracts without financial strain. Whether you're a small business fulfilling a tender, a supplier with receivables, or a buyer needing extended payment terms, our solutions deliver liquidity that drives performance.

  • Early Payment to Suppliers
    Get paid in days, not months. We advance payments on delivered goods or completed milestones, enabling you to reinvest in operations immediately.

  • Invoice Discounting & Receivables Financing
    Turn approved invoices into instant working capital—without taking on additional debt.

  • Inventory Finance & Sale-Buyback
    Monetize stock on hand or sell inventory to HOP for cash, with the option to buy it back later under flexible terms.

  • Supplier Credit for Buyers
    We pay your suppliers now—so you can pay us later. Maintain a healthy supply chain without straining your cash flow.

  • Asset-Backed & Contract-Based Lending
    Access credit secured by inventory, fixed assets, or signed purchase orders/contracts.

  • MSME & Supplier Development Support
    Tailored support for MSMEs and AGPO-certified suppliers through financing, capacity building, and execution assistance—helping you fulfill larger contracts with confidence.