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HOP FINANCE

HOP FINANCE

Capital That Moves With You

Liquidity shouldn’t be a bottleneck. HOP Finance offers tailored trade finance solutions that align with your inventory and revenue cycles, funding what’s real—not what’s on paper. We empower businesses, SMEs, and suppliers to grow without debt.

1. Asset Finance

Access lease-to-own, sell-and-leaseback, or off-balance-sheet models for heavy machinery, delivery fleets, medical equipment, or kitchen setups. Convert owned assets into cash while retaining use.

2. Branch as a Service (BaaS)

We design, build, and deliver brand-compliant franchise or retail branches, ready to operate at a fixed monthly cost. Launch faster, scale smarter.

3. Inventory Finance

Our pay-as-you-sell, pay-as-you-collect, and sell-and-buy-back models ensure stock availability without tying up capital. Just-in-Time (JIT) and Just-in-Case (JIC) options minimize warehousing costs.

5. VMI & VOMI for Local Material Availability

We offer Vendor-Managed Inventory (VMI) and Vendor-Owned Managed Inventory (VOMI) services for assured availability of local raw materials and inputs. Based on your consumption, conversion cycle, and demand forecasts, we procure, stock, and hold goods on your behalf for up to 120 days. This guarantees availability, reduces your inventory risk, and enhances operational continuity, all without locking your cash in stock.

4. Supply Chain Finance

Bridge payment gaps with invoice discounting, receivables financing, supplier credit, or contract-backed lending. Turn unpaid invoices or signed contracts into immediate working capital.

You don’t need a loan—you need HOP. Let’s align capital with your growth.

Need Help or Ready to Get Started?

Talk to our team today about customized sourcing, disposal, or procurement solutions.